Financial Analyst API
Multifamily acquisition underwriting — mixed unit mix through a monthly proforma to unlevered AND levered project returns (IRR via XIRR + equity multiple). Stub acquisition month, trailing-NOI exit. Deterministic, Excel-reconciled, SHA-pinned (pass attest=true).
Offering
- Provider
- financial-analyst.ai
- Method
- POST
- Offering type
- Api Endpoint
- Transport type
- http
- Category
- Financial Analysis
- Delivery
- Not provided
- Pricing model
- Not provided
- x402 version
- 2
Endpoint context
- URL
https://financial-analyst.ai/mf-acq/underwrite- MIME type
- application/json
- First seen
- 2026-10-16T01:52:52.778Z
- Last seen
- Tags
- Finance, private-equity, real-estate, capital-markets
Payment pricing
x402 payment terms are the authoritative price for calling this endpoint.
- Payment option 1
- 1 USDC
Atomic price: 1000000 · Network: eip155:8453 · Asset: USDC · Scheme: exact
Raw x402 terms
[
{
"scheme": "exact",
"network": "eip155:8453",
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"amount": "1000000",
"payTo": "0xDA158f96C7d02e787EC75858d108366BDa6aAeb3"
}
]Observed health
- Status
- Reachable
- Latest latency
- 95 ms
- Average latency
- 361 ms
- HTTP status
- 405
- Last checked
- Reachability
- 100% over 14 checks
Latency is measured to the first response headers. A reachable result does not verify response accuracy or merchant identity.
Input schema
{
"type": "http",
"method": "POST",
"bodyType": "json",
"body": {
"address": "400 Riverside Drive, Charlotte, NC 28209",
"purchase_price": 4200000,
"unit_types": [
{
"label": "Studio",
"count": 8,
"monthly_rent": 1200
},
{
"label": "1BR",
"count": 16,
"monthly_rent": 1550
},
{
"label": "2BR",
"count": 8,
"monthly_rent": 1950
}
],
"vacancy_rate": 0.05,
"other_income_pct": 0.04,
"expense_ratio": 0.38,
"avg_annual_growth": 0.03,
"ltv": 0.75,
"annual_loan_rate": 0.065,
"amort_years": 30,
"hold_years": 7,
"exit_cap_rate": 0.06,
"sell_closing_pct": 0.03,
"buy_closing_pct": 0.015
}
}Output schema
{
"type": "json",
"example": {
"property": {
"total_units": 32,
"purchase_price": 4200000
},
"acquisition": {
"basis": 4263000,
"loan_amount": 3150000,
"equity": 1113000
},
"operations": {
"total_noi": 2844183.36
},
"exit": {
"exit_noi": 443213.11,
"sale_price": 7386885.13,
"sale_proceeds": 7165278.57,
"exit_debt": 2852570.43
},
"returns": {
"unlevered": {
"irr_pct": "16.0%",
"equity_multiple": 2.348
},
"levered": {
"irr_pct": "31.4%",
"equity_multiple": 4.9316
}
}
}
}