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Api Endpoint

Saylor Innovations Property Coi

Estimate a basic property-insurance coinsurance result from property value, required coverage percentage, coverage carried, loss, and deductible, with transparent intermediate values and strict claims caveats.

Open interactive test console

Offering

Provider
saylorinnovations.com
Method
GET
Offering type
Api Endpoint
Transport type
http
Category
Financial Analysis
Delivery
Not provided
Pricing model
Not provided
x402 version
2

Endpoint context

URL
https://saylorinnovations.com/api/insurance/coinsurance
MIME type
application/json
First seen
2026-10-16T01:51:51.176Z
Last seen
Tags
insurance, claims, deductible, calculator

Website

Payment pricing

x402 payment terms are the authoritative price for calling this endpoint.

Payment option 1
0.01 USDC
Atomic price: 10000 · Network: eip155:8453 · Asset: USDC · Scheme: exact
Payment option 2
0.01 USDC
Atomic price: 10000 · Network: eip155:137 · Asset: USDC · Scheme: exact
Payment option 3
0.01 USDC
Atomic price: 10000 · Network: eip155:42161 · Asset: USDC · Scheme: exact
Payment option 4
0.01 USDC
Atomic price: 10000 · Network: solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp · Asset: USDC · Scheme: exact
Payment option 5
10000 atomic units
Atomic price: 10000 · Network: solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp · Asset: Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB · Scheme: exact
Payment option 6
102656 atomic units
Atomic price: 102656 · Network: solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp · Asset: So11111111111111111111111111111111111111112 · Scheme: exact
Raw x402 terms
[
  {
    "scheme": "exact",
    "network": "eip155:8453",
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "amount": "10000",
    "payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa"
  },
  {
    "scheme": "exact",
    "network": "eip155:137",
    "asset": "0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359",
    "amount": "10000",
    "payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa"
  },
  {
    "scheme": "exact",
    "network": "eip155:42161",
    "asset": "0xaf88d065e77c8cC2239327C5EDb3A432268e5831",
    "amount": "10000",
    "payTo": "0xA2A8dF0f7CaaBEa4e120a2568118f141569fc8aa"
  },
  {
    "scheme": "exact",
    "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
    "amount": "10000",
    "payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7"
  },
  {
    "scheme": "exact",
    "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "asset": "Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB",
    "amount": "10000",
    "payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7"
  },
  {
    "scheme": "exact",
    "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "asset": "So11111111111111111111111111111111111111112",
    "amount": "102656",
    "payTo": "7LSjfrJf8fNsB8VA9u7N3WEn25smQLpob3SvyUvXacy7"
  }
]

Observed health

Status
Healthy
Latest latency
303 ms
Average latency
984 ms
HTTP status
402
Last checked
Reachability
100% over 10 checks

Latency is measured to the first response headers. A reachable result does not verify response accuracy or merchant identity.

Input schema

{
  "additionalProperties": false,
  "properties": {
    "method": {
      "enum": [
        "GET",
        "POST",
        "PUT",
        "PATCH",
        "DELETE",
        "HEAD"
      ],
      "type": "string"
    },
    "queryParams": {
      "properties": {
        "coverage": {
          "description": "required positive coverage carried (query)",
          "type": "string"
        },
        "deductible": {
          "description": "required non-negative deductible (query)",
          "type": "string"
        },
        "loss": {
          "description": "required positive loss amount (query)",
          "type": "string"
        },
        "property_value": {
          "description": "required positive property value (query)",
          "type": "string"
        },
        "required_percent": {
          "description": "required coinsurance percentage from 1 to 100 (query)",
          "type": "string"
        }
      },
      "required": [
        "property_value",
        "required_percent",
        "coverage",
        "loss",
        "deductible"
      ],
      "type": "object"
    },
    "type": {
      "const": "http",
      "type": "string"
    }
  },
  "required": [
    "type",
    "method"
  ],
  "type": "object"
}

Output schema

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "input": {
      "additionalProperties": false,
      "properties": {
        "method": {
          "enum": [
            "GET",
            "POST",
            "PUT",
            "PATCH",
            "DELETE",
            "HEAD"
          ],
          "type": "string"
        },
        "queryParams": {
          "properties": {
            "coverage": {
              "description": "required positive coverage carried (query)",
              "type": "string"
            },
            "deductible": {
              "description": "required non-negative deductible (query)",
              "type": "string"
            },
            "loss": {
              "description": "required positive loss amount (query)",
              "type": "string"
            },
            "property_value": {
              "description": "required positive property value (query)",
              "type": "string"
            },
            "required_percent": {
              "description": "required coinsurance percentage from 1 to 100 (query)",
              "type": "string"
            }
          },
          "required": [
            "property_value",
            "required_percent",
            "coverage",
            "loss",
            "deductible"
          ],
          "type": "object"
        },
        "type": {
          "const": "http",
          "type": "string"
        }
      },
      "required": [
        "type",
        "method"
      ],
      "type": "object"
    },
    "output": {
      "properties": {
        "example": {
          "properties": {
            "coinsurance_ratio": {
              "description": "Coinsurance ratio",
              "type": "number"
            },
            "coverage_carried": {
              "description": "Coverage carried",
              "type": "number"
            },
            "deductible": {
              "description": "Deductible amount",
              "type": "number"
            },
            "estimated_payout": {
              "description": "Estimated payout",
              "type": "number"
            },
            "formula": {
              "description": "Formula used for the calculation",
              "type": "string"
            },
            "gross_covered_loss": {
              "description": "Gross covered loss",
              "type": "number"
            },
            "loss_amount": {
              "description": "Loss amount",
              "type": "number"
            },
            "property_value": {
              "description": "Property value",
              "type": "number"
            },
            "required_coverage": {
              "description": "Required coverage",
              "type": "number"
            },
            "required_percent": {
              "description": "Required, as a percentage",
              "type": "number"
            },
            "scope_note": {
              "description": "What this data covers and what it leaves out",
              "type": "string"
            }
          },
          "required": [
            "property_value",
            "required_percent",
            "required_coverage",
            "coverage_carried",
            "loss_amount",
            "estimated_payout",
            "scope_note"
          ],
          "type": "object"
        },
        "type": {
          "const": "json",
          "type": "string"
        }
      },
      "required": [
        "type"
      ],
      "type": "object"
    }
  },
  "required": [
    "input"
  ],
  "type": "object"
}