Api Endpoint

api.agentstools.dev

Financial-health verdict for a US FDIC-insured bank from public call-report data. Give a bank name or FDIC cert number and get a 0-100 health score (HIGHER is HEALTHIER), an A-F letter grade, derived proxy metrics (capital ratios, Texas-ratio proxy, uninsured-deposit exposure, ROA trend) and per-dimension signals, grounded to the reporting date. Deterministic proxies, no LLM, not CAMELS. Not financial advice.

Open interactive test console

Offering

Provider: api.agentstools.dev
Method: GET
Offering type: Api Endpoint
Transport type: http
Category: Financial Analysis
Delivery: Not provided
Pricing model: Not provided
x402 version: 2

Endpoint context

URL: https://api.agentstools.dev/bankhealth/verdict
MIME type: application/json
First seen: 2026-10-16T02:11:19.007Z
Last seen: 2026-11-04T10:59:14.528Z
Tags: bank, bank-health, fdic, depository, counterparty-risk, treasury, capital-ratio, texas-ratio, uninsured-deposits, health-score, solvency, due-diligence, financial-institution

Website

Payment pricing

x402 payment terms are the authoritative price for calling this endpoint.

Payment option 1: 0.03 USDC
Atomic price: 30000 · Network: eip155:8453 · Asset: USDC · Scheme: exact

Raw x402 terms

[
  {
    "scheme": "exact",
    "network": "eip155:8453",
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "amount": "30000",
    "payTo": "0xF22e558a00D91Ee12A1F50C52186FecB8dDFf493"
  }
]

Observed health

Status: Healthy
Latest latency: 363 ms
Average latency: 709 ms
HTTP status: 402
Last checked: 2026-11-04T10:59:14.522Z
Reachability: 100% over 14 checks

Latency is measured to the first response headers. A reachable result does not verify response accuracy or merchant identity.

Input schema

{
  "type": "object",
  "properties": {
    "type": {
      "type": "string",
      "const": "http"
    },
    "method": {
      "type": "string",
      "enum": [
        "GET",
        "HEAD",
        "DELETE"
      ]
    },
    "queryParams": {
      "type": "object",
      "properties": {
        "cert": {
          "type": "integer",
          "description": "FDIC certificate number (preferred)"
        },
        "name": {
          "type": "string",
          "description": "Bank name (used if no cert)"
        },
        "state": {
          "type": "string",
          "description": "Optional 2-letter US state code"
        }
      },
      "required": []
    }
  },
  "required": [
    "type",
    "method"
  ],
  "additionalProperties": false
}

Output schema

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "input": {
      "additionalProperties": false,
      "properties": {
        "method": {
          "enum": [
            "GET",
            "HEAD",
            "DELETE"
          ],
          "type": "string"
        },
        "queryParams": {
          "properties": {
            "cert": {
              "description": "FDIC certificate number (preferred)",
              "type": "integer"
            },
            "name": {
              "description": "Bank name (used if no cert)",
              "type": "string"
            },
            "state": {
              "description": "Optional 2-letter US state code",
              "type": "string"
            }
          },
          "required": [],
          "type": "object"
        },
        "type": {
          "const": "http",
          "type": "string"
        }
      },
      "required": [
        "type",
        "method"
      ],
      "type": "object"
    },
    "output": {
      "properties": {
        "example": {
          "type": "object"
        },
        "type": {
          "type": "string"
        }
      },
      "required": [
        "type"
      ],
      "type": "object"
    }
  },
  "required": [
    "input"
  ],
  "type": "object"
}