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Api Endpoint

Financial Analyst API

Industrial ground-up development underwriting — construction to hold to exit. S-curve hard cost draws, blended LTC construction loan, capitalized interest, per-tenant NNN lease stabilization, perm loan sizing, TI/LC reserves on rollover. Returns yield on cost, spread to cap, profit on cost, IRR and MOIC.

Open interactive test console

Offering

Provider
financial-analyst.ai
Method
POST
Offering type
Api Endpoint
Transport type
http
Category
Financial Analysis
Delivery
Not provided
Pricing model
Not provided
x402 version
2

Endpoint context

URL
https://financial-analyst.ai/industrial-dev/underwrite
MIME type
application/json
First seen
2026-10-16T01:52:52.778Z
Last seen
Tags
Finance, private-equity, real-estate, capital-markets

Website

Payment pricing

x402 payment terms are the authoritative price for calling this endpoint.

Payment option 1
2 USDC
Atomic price: 2000000 · Network: eip155:8453 · Asset: USDC · Scheme: exact
Raw x402 terms
[
  {
    "scheme": "exact",
    "network": "eip155:8453",
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "amount": "2000000",
    "payTo": "0xDA158f96C7d02e787EC75858d108366BDa6aAeb3"
  }
]

Observed health

Status
Reachable
Latest latency
103 ms
Average latency
197 ms
HTTP status
405
Last checked
Reachability
100% over 13 checks

Latency is measured to the first response headers. A reachable result does not verify response accuracy or merchant identity.

Input schema

{
  "type": "http",
  "method": "POST",
  "bodyType": "json",
  "body": {
    "start_date": "2026-01-01",
    "construction_months": 24,
    "stabilization_months": 12,
    "hold_years": 5,
    "total_sf": 350000,
    "land_cost": 8000000,
    "hard_costs": 52500000,
    "soft_costs": 5250000,
    "developer_fee_pct": 0.02,
    "draw_schedule": "s_curve",
    "tenants": [
      {
        "label": "Tenant A",
        "rentable_sf": 200000,
        "rent_per_sf_yr": 7.5,
        "lease_start_month": 25,
        "term_months": 120,
        "escalator_pct": 0.025
      }
    ],
    "opex_per_sf_yr": 3.5,
    "cl_advance_rate": 0.65,
    "cl_rate": 0.085,
    "stabilized_cap_rate": 0.055,
    "perm_ltv": 0.65,
    "perm_rate": 0.065,
    "exit_cap_rate": 0.06
  }
}

Output schema

{
  "type": "json",
  "example": {
    "development": {
      "dev_yield_on_cost_pct": "6.8%",
      "spread_to_cap_rate_bp": 125,
      "profit_on_cost_pct": "22.7%"
    },
    "summary": {
      "unlevered_irr_pct": 14.2,
      "levered_irr_pct": 21.8,
      "unlevered_moic": 1.92,
      "levered_moic_net": 2.61
    }
  }
}