Api Endpoint

bank-verify

Bank account / IBAN verification in one call: ISO 13616 checksum + per-country structure validation, BIC / bank name / branch resolution, country details, SEPA-zone flag, and a deterministic 0-100 fraud/KYC risk score with a band, reasons and weighted signals. Offline open-registry data (schwifty, MIT). Structural + resolution + risk indicators only; NOT proof the account exists or who owns it, and no name matching. Input not stored.

Open interactive test console

Offering

Provider: payai.agentstools.dev
Method: GET
Offering type: Api Endpoint
Transport type: http
Category: Security
Delivery: Not provided
Pricing model: Not provided
x402 version: 2

Endpoint context

URL: https://payai.agentstools.dev/bank/verify
MIME type: application/json
First seen: 2026-10-16T02:00:30.940Z
Last seen: 2026-11-01T08:59:14.851Z
Tags: bank, iban, bank-account, verify, Validation, bic, swift, sepa, fraud, KYC, aml, Payments, Risk

Website

Payment pricing

x402 payment terms are the authoritative price for calling this endpoint.

Payment option 1: 0.008 USDC
Atomic price: 8000 · Network: eip155:8453 · Asset: USDC · Scheme: exact
Payment option 2: 0.008 USDC
Atomic price: 8000 · Network: solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp · Asset: USDC · Scheme: exact

Raw x402 terms

[
  {
    "scheme": "exact",
    "network": "eip155:8453",
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "amount": "8000",
    "payTo": "0xF22e558a00D91Ee12A1F50C52186FecB8dDFf493"
  },
  {
    "scheme": "exact",
    "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
    "amount": "8000",
    "payTo": "AytHnvc6bZx1ALTy7b5Px7hcavoSYszG9aeKvDcZ8R1u"
  }
]

Observed health

Status: Healthy
Latest latency: 1229 ms
Average latency: 1011 ms
HTTP status: 402
Last checked: 2026-11-01T08:59:14.846Z
Reachability: 100% over 12 checks

Latency is measured to the first response headers. A reachable result does not verify response accuracy or merchant identity.

Input schema

{
  "type": "object",
  "properties": {
    "type": {
      "type": "string",
      "const": "http"
    },
    "method": {
      "type": "string",
      "enum": [
        "GET",
        "HEAD",
        "DELETE"
      ]
    },
    "queryParams": {
      "type": "object",
      "properties": {
        "iban": {
          "type": "string",
          "description": "IBAN to verify (spaces optional, any case), e.g. DE89370400440532013000."
        },
        "expected_country": {
          "type": "string",
          "description": "Optional ISO-3166 alpha-2 country the account is expected in (e.g. DE); a mismatch raises the risk score."
        },
        "country": {
          "type": "string",
          "description": "Alias of expected_country (ISO-3166 alpha-2)."
        }
      },
      "required": [
        "iban"
      ]
    }
  },
  "required": [
    "type",
    "method"
  ],
  "additionalProperties": false
}

Output schema

{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "input"
  ],
  "properties": {
    "input": {
      "type": "object",
      "required": [
        "type",
        "method"
      ],
      "properties": {
        "type": {
          "type": "string",
          "const": "http"
        },
        "method": {
          "enum": [
            "GET",
            "HEAD",
            "DELETE"
          ],
          "type": "string"
        },
        "queryParams": {
          "type": "object",
          "required": [
            "iban"
          ],
          "properties": {
            "iban": {
              "type": "string",
              "description": "IBAN to verify (spaces optional, any case), e.g. DE89370400440532013000."
            },
            "country": {
              "type": "string",
              "description": "Alias of expected_country (ISO-3166 alpha-2)."
            },
            "expected_country": {
              "type": "string",
              "description": "Optional ISO-3166 alpha-2 country the account is expected in (e.g. DE); a mismatch raises the risk score."
            }
          }
        }
      },
      "additionalProperties": false
    },
    "output": {
      "type": "object",
      "required": [
        "type"
      ],
      "properties": {
        "type": {
          "type": "string"
        },
        "example": {
          "type": "object"
        }
      }
    }
  }
}