Index onlineMerchant portal
Api Endpoint

Financial Analyst API

Single-Family Rental (SFR) underwriting — monthly buy-and-hold proforma to unlevered AND levered project returns (IRR via XIRR + equity multiple). Loan-to-cost financing, optional interest-only, appreciation-floored exit. Deterministic, Excel-reconciled, SHA-pinned (pass attest=true).

Open interactive test console

Offering

Provider
financial-analyst.ai
Method
POST
Offering type
Api Endpoint
Transport type
http
Category
Financial Analysis
Delivery
Not provided
Pricing model
Not provided
x402 version
2

Endpoint context

URL
https://financial-analyst.ai/sfr/underwrite
MIME type
application/json
First seen
2026-10-16T01:52:52.778Z
Last seen
Tags
Finance, private-equity, real-estate, capital-markets

Website

Payment pricing

x402 payment terms are the authoritative price for calling this endpoint.

Payment option 1
0.5 USDC
Atomic price: 500000 · Network: eip155:8453 · Asset: USDC · Scheme: exact
Raw x402 terms
[
  {
    "scheme": "exact",
    "network": "eip155:8453",
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "amount": "500000",
    "payTo": "0xDA158f96C7d02e787EC75858d108366BDa6aAeb3"
  }
]

Observed health

Status
Reachable
Latest latency
96 ms
Average latency
315 ms
HTTP status
405
Last checked
Reachability
100% over 14 checks

Latency is measured to the first response headers. A reachable result does not verify response accuracy or merchant identity.

Input schema

{
  "type": "http",
  "method": "POST",
  "bodyType": "json",
  "body": {
    "address": "142 Oak Street, Greenville, SC 29601",
    "purchase_price": 285000,
    "monthly_rent": 2600,
    "monthly_expenses": 850,
    "transaction_fees": 0.03,
    "ltc_pct": 0.7,
    "annual_loan_rate": 0.07,
    "interest_only_months": 0,
    "vacancy_rate": 0.05,
    "rent_escalator": 0.03,
    "expense_escalator": 0.03,
    "annual_appreciation": 0.03,
    "hold_years": 7,
    "exit_cap_rate": 0.065,
    "sale_cost_pct": 0.06
  }
}

Output schema

{
  "type": "json",
  "example": {
    "acquisition": {
      "basis": 293550,
      "loan_amount": 205485,
      "equity": 88065
    },
    "operations": {
      "total_revenue": 218267.45,
      "total_opex": 76779.47,
      "total_noi": 141487.98
    },
    "exit": {
      "sale_price": 351492.26,
      "sale_proceeds": 330402.72,
      "exit_debt": 187294.26
    },
    "returns": {
      "unlevered": {
        "irr_pct": "8.5%",
        "equity_multiple": 1.6075
      },
      "levered": {
        "irr_pct": "10.7%",
        "equity_multiple": 1.9112
      }
    }
  }
}