Index onlineMerchant portal
Api Endpoint

WealthPulse

FDIC bank-health check, deterministic. Answers "is my bank safe", "is this bank well capitalized", "did this bank fail". Resolves a US bank by name or FDIC cert, then computes from quarterly Call Reports: PCA capital category (12 CFR 324.403), ROA/ROE/NIM, noncurrent-loan and reserve-coverage ratios, YoY deposit growth, uninsured-deposit share, 8-quarter trend. Includes closed/failed institutions with charter-end date. No LLM, no key, public domain.

Open interactive test console

Offering

Provider
wealthpulse.theaslangroupllc.com
Method
GET
Offering type
Api Endpoint
Transport type
http
Category
Financial Analysis
Delivery
Not provided
Pricing model
Not provided
x402 version
2

Endpoint context

URL
https://wealthpulse.theaslangroupllc.com/api/wealth/bank-check
MIME type
application/json
First seen
2026-10-16T01:50:10.647Z
Last seen
Tags
fdic, bank-safety, bank-health, call-report, capital-ratio

Website

Payment pricing

x402 payment terms are the authoritative price for calling this endpoint.

Payment option 1
0.02 USDC
Atomic price: 20000 · Network: eip155:8453 · Asset: USDC · Scheme: exact
Payment option 2
0.02 USDC
Atomic price: 20000 · Network: eip155:8453 · Asset: USDC · Scheme: exact
Payment option 3
0.02 USDC
Atomic price: 20000 · Network: solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp · Asset: USDC · Scheme: exact
Payment option 4
0.02 USDC
Atomic price: 20000 · Network: eip155:4663 · Asset: USDC · Scheme: exact
Payment option 5
0.02 USDC
Atomic price: 20000 · Network: eip155:137 · Asset: USDC · Scheme: exact
Payment option 6
0.02 USDC
Atomic price: 20000 · Network: eip155:42161 · Asset: USDC · Scheme: exact
Payment option 7
0.02 USDC
Atomic price: 20000 · Network: eip155:480 · Asset: USDC · Scheme: exact
Payment option 8
0.02 USDC
Atomic price: 20000 · Network: eip155:143 · Asset: USDC · Scheme: exact
Payment option 9
20000 atomic units
Atomic price: 20000 · Network: eip155:196 · Asset: 0x779ded0c9e1022225f8e0630b35a9b54be713736 · Scheme: exact
Payment option 10
20000 atomic units
Atomic price: 20000 · Network: eip155:999 · Asset: 0xb88339CB7199b77E23DB6E890353E22632Ba630f · Scheme: exact
Payment option 11
20000 atomic units
Atomic price: 20000 · Network: algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k · Asset: 31566704 · Scheme: exact
Payment option 12
20000 atomic units
Atomic price: 20000 · Network: xrpl:0 · Asset: XRP · Scheme: exact
Payment option 13
20000000000000000 atomic units
Atomic price: 20000000000000000 · Network: eip155:56 · Asset: 0x8d0D000Ee44948FC98c9B98A4FA4921476f08B0d · Scheme: exact
Raw x402 terms
[
  {
    "scheme": "exact",
    "network": "eip155:8453",
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "amount": "20000",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"
  },
  {
    "scheme": "exact",
    "network": "eip155:8453",
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "amount": "20000",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"
  },
  {
    "scheme": "exact",
    "network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
    "amount": "20000",
    "payTo": "985iFjbnGQ3dJcwXnfRCMSrH4Jnc3kW1N6msR64B5KX1"
  },
  {
    "scheme": "exact",
    "network": "eip155:4663",
    "asset": "0x5fc5360D0400a0Fd4f2af552ADD042D716F1d168",
    "amount": "20000",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"
  },
  {
    "scheme": "exact",
    "network": "eip155:137",
    "asset": "0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359",
    "amount": "20000",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"
  },
  {
    "scheme": "exact",
    "network": "eip155:42161",
    "asset": "0xaf88d065e77c8cC2239327C5EDb3A432268e5831",
    "amount": "20000",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"
  },
  {
    "scheme": "exact",
    "network": "eip155:480",
    "asset": "0x79A02482A880bCe3F13E09da970dC34dB4cD24D1",
    "amount": "20000",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"
  },
  {
    "scheme": "exact",
    "network": "eip155:143",
    "asset": "0x754704Bc059F8C67012fEd69BC8A327a5aafb603",
    "amount": "20000",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"
  },
  {
    "scheme": "exact",
    "network": "eip155:196",
    "asset": "0x779ded0c9e1022225f8e0630b35a9b54be713736",
    "amount": "20000",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"
  },
  {
    "scheme": "exact",
    "network": "eip155:999",
    "asset": "0xb88339CB7199b77E23DB6E890353E22632Ba630f",
    "amount": "20000",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"
  },
  {
    "scheme": "exact",
    "network": "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "asset": "31566704",
    "amount": "20000",
    "payTo": "62A253YPATFNJCPRKID3FKD77MYJFNTVRYRP4B4JWG36EGLPY7UXFWGI7I"
  },
  {
    "scheme": "exact",
    "network": "xrpl:0",
    "asset": "XRP",
    "amount": "20000",
    "payTo": "rMnHeutYALco8RYFVcmuU4BCgSzBpPEh32"
  },
  {
    "scheme": "exact",
    "network": "eip155:56",
    "asset": "0x8d0D000Ee44948FC98c9B98A4FA4921476f08B0d",
    "amount": "20000000000000000",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"
  }
]

Observed health

Status
Healthy
Latest latency
60 ms
Average latency
270 ms
HTTP status
402
Last checked
Reachability
100% over 14 checks

Latency is measured to the first response headers. A reachable result does not verify response accuracy or merchant identity.

Input schema

{
  "type": "object",
  "properties": {
    "type": {
      "type": "string",
      "const": "http"
    },
    "method": {
      "type": "string",
      "enum": [
        "GET",
        "HEAD",
        "DELETE"
      ]
    },
    "queryParams": {
      "type": "object",
      "properties": {
        "bank": {
          "type": "string",
          "description": "US bank name or FDIC certificate (CERT) number"
        },
        "state": {
          "type": "string",
          "description": "optional 2-letter state code to disambiguate a common name"
        }
      },
      "required": [
        "bank"
      ]
    }
  },
  "required": [
    "type",
    "method"
  ],
  "additionalProperties": false
}

Output schema

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "input": {
      "additionalProperties": false,
      "properties": {
        "method": {
          "enum": [
            "GET",
            "HEAD",
            "DELETE"
          ],
          "type": "string"
        },
        "queryParams": {
          "properties": {
            "bank": {
              "description": "US bank name or FDIC certificate (CERT) number",
              "type": "string"
            },
            "state": {
              "description": "optional 2-letter state code to disambiguate a common name",
              "type": "string"
            }
          },
          "required": [
            "bank"
          ],
          "type": "object"
        },
        "type": {
          "const": "http",
          "type": "string"
        }
      },
      "required": [
        "type",
        "method"
      ],
      "type": "object"
    },
    "output": {
      "properties": {
        "errors": {
          "additionalProperties": {
            "properties": {
              "description": {
                "type": "string"
              },
              "example": {
                "type": "object"
              }
            },
            "required": [
              "description"
            ],
            "type": "object"
          },
          "description": "Documented error responses, keyed by HTTP status code",
          "type": "object"
        },
        "example": {
          "type": "object"
        },
        "type": {
          "type": "string"
        }
      },
      "required": [
        "type"
      ],
      "type": "object"
    }
  },
  "required": [
    "input"
  ],
  "type": "object"
}