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Api Endpoint

Financial Analyst API

Ground-up hotel development underwriting. Land + hard costs (S-curve draw) + soft costs + developer fee, funded by a construction loan (LTC) with capitalized interest, refinanced into a permanent loan sized on min(stabilized-value LTV, DSCR) at the CL term. Occupancy begins the month after construction; the hold is measured from construction end. Returns unlevered and levered project IRR and MOIC. Reconciled to a SHA-pinned Excel model — see /hotel-dev/reconciliation.

Open interactive test console

Offering

Provider
financial-analyst.ai
Method
POST
Offering type
Api Endpoint
Transport type
http
Category
Financial Analysis
Delivery
Not provided
Pricing model
Not provided
x402 version
2

Endpoint context

URL
https://financial-analyst.ai/hotel-dev/underwrite
MIME type
application/json
First seen
2026-10-16T01:52:52.778Z
Last seen
Tags
Finance, private-equity, real-estate, capital-markets

Website

Payment pricing

x402 payment terms are the authoritative price for calling this endpoint.

Payment option 1
2 USDC
Atomic price: 2000000 · Network: eip155:8453 · Asset: USDC · Scheme: exact
Raw x402 terms
[
  {
    "scheme": "exact",
    "network": "eip155:8453",
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "amount": "2000000",
    "payTo": "0xDA158f96C7d02e787EC75858d108366BDa6aAeb3"
  }
]

Observed health

Status
Reachable
Latest latency
98 ms
Average latency
220 ms
HTTP status
405
Last checked
Reachability
100% over 13 checks

Latency is measured to the first response headers. A reachable result does not verify response accuracy or merchant identity.

Input schema

{
  "type": "http",
  "method": "POST",
  "bodyType": "json",
  "body": {
    "start_date": "2026-01-01",
    "hold_years": 5,
    "construction_months": 18,
    "cl_term_months": 24,
    "num_keys": 100,
    "land_cost": 6695000,
    "total_hard_costs": 51975000,
    "soft_costs": 4515000,
    "developer_fee_pct": 0.02,
    "q1_occupancy": 0.55,
    "q2_occupancy": 0.69,
    "q3_occupancy": 0.85,
    "q4_occupancy": 0.59,
    "q1_adr": 195,
    "q2_adr": 260,
    "q3_adr": 375,
    "q4_adr": 310,
    "other_revenue_pct": 0.15,
    "opex_pct": 0.35,
    "stabilized_cap_rate": 0.075,
    "perm_ltv": 0.65,
    "perm_dscr_min": 1.25,
    "perm_rate": 0.07,
    "perm_term_years": 25,
    "exit_cap_rate": 0.075,
    "exit_costs_pct": 0.03
  }
}

Output schema

{
  "type": "json",
  "example": {
    "summary": {
      "unlevered_irr": 0.1082,
      "unlevered_moic": 1.69,
      "levered_irr": 0.1571,
      "levered_moic_net": 2,
      "total_equity": 24334668
    },
    "debt": {
      "construction_loan": 45192956,
      "perm_loan": 47304469,
      "perm_binding_constraint": "LTV"
    },
    "exit": {
      "sale_price": 81910149
    }
  }
}