Sindri
FIRE (Financial Independence, Retire Early) calculator. Projects year-by-year net worth growth to determine how many years until your portfolio can sustainably fund retirement spending at a given safe withdrawal rate — precise compound-growth simulation an LLM cannot reliably run mentally. incomeGrowthRate is deflated by inflationRate internally. Past retirementAge the simulation draws down retirementAnnualSpending with no further income.
Offering
- Provider
- ppu43fkyhimq5fiqpmo42eh5ri0yypid.lambda-url.us-east-1.on.aws
- Method
- POST
- Offering type
- Api Endpoint
- Transport type
- http
- Category
- Financial Analysis
- Delivery
- Not provided
- Pricing model
- Not provided
- x402 version
- 2
Endpoint context
- URL
https://ppu43fkyhimq5fiqpmo42eh5ri0yypid.lambda-url.us-east-1.on.aws/fireCalculator- MIME type
- Not provided
- First seen
- 2026-10-16T01:50:38.788Z
- Last seen
- Tags
- FIRE calculator, retirement planning, financial independence
Payment pricing
x402 payment terms are the authoritative price for calling this endpoint.
- Payment option 1
- 0.01 USDC
Atomic price: 10000 · Network: eip155:8453 · Asset: USDC · Scheme: exact - Payment option 2
- 0.01 USDC
Atomic price: 10000 · Network: solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp · Asset: USDC · Scheme: exact
Raw x402 terms
[
{
"scheme": "exact",
"network": "eip155:8453",
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"amount": "10000",
"payTo": "0x548eFd4f4d4A5C3669dbb4CBB2B1A637FeeEc5F6"
},
{
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"amount": "10000",
"payTo": "APer2AbhckyMWyJanW2MZ2eRLcpL9Lmhks8rkmXfqjRG"
}
]Observed health
- Status
- Reachable
- Latest latency
- 39 ms
- Average latency
- 290 ms
- HTTP status
- 405
- Last checked
- Reachability
- 100% over 14 checks
Latency is measured to the first response headers. A reachable result does not verify response accuracy or merchant identity.
Input schema
{
"additionalProperties": false,
"properties": {
"body": {
"properties": {
"assetAllocations": {
"description": "Optional multi-asset breakdown, e.g. [{name:\"Stocks\",percent:0.9,returnRate:0.08},{name:\"Cash\",percent:0.1,returnRate:0.005}] for a 90% stocks / 10% cash portfolio. Percentages must sum to 1 (within 1%). When provided, the weighted-average return replaces investmentReturnRate.",
"items": {
"properties": {
"name": {
"description": "Label for this asset class (e.g. \"Stocks\", \"Bonds\", \"Cash\", \"Other\"). Required.",
"type": "string"
},
"percent": {
"description": "Fraction of the portfolio in this asset class (0-1).",
"type": "number"
},
"returnRate": {
"description": "Expected annual return for this asset class, as a fraction.",
"type": "number"
}
},
"required": [
"name",
"percent",
"returnRate"
],
"type": "object"
},
"type": "array"
},
"currentAge": {
"description": "Your current age in years (0-100).",
"type": "number"
},
"currentAnnualIncome": {
"description": "Current annual take-home income.",
"type": "number"
},
"currentAnnualSpending": {
"description": "Current annual spending.",
"type": "number"
},
"currentNetWorth": {
"description": "Current invested net worth.",
"type": "number"
},
"employerMatchPercent": {
"default": 0,
"description": "Employer retirement-account match, as a fraction of pretaxAnnualIncome (0-1). Default 0.",
"type": "number"
},
"incomeGrowthRate": {
"default": 0,
"description": "Expected annual (nominal) income growth rate, as a fraction. Default 0. Deflated by inflationRate before use, same as investmentReturnRate.",
"type": "number"
},
"inflationRate": {
"default": 0.03,
"description": "Expected annual inflation rate, as a fraction. Default 0.03.",
"type": "number"
},
"investmentReturnRate": {
"default": 0.07,
"description": "Expected annual investment return, as a fraction (e.g. 0.07). Default 0.07. Ignored if assetAllocations is provided.",
"type": "number"
},
"pretaxAnnualIncome": {
"description": "Pre-tax annual salary, used only to compute employerMatchPercent. Default: same as currentAnnualIncome.",
"type": "number"
},
"retirementAge": {
"default": 67,
"description": "Age at which you stop earning income and switch to drawing down retirementAnnualSpending each year (between currentAge and 100). Default 67.",
"type": "number"
},
"retirementAnnualSpending": {
"description": "Expected annual spending in retirement.",
"type": "number"
},
"swr": {
"default": 0.04,
"description": "Safe withdrawal rate, as a fraction. Default 0.04.",
"type": "number"
}
},
"required": [
"currentAge",
"currentAnnualIncome",
"currentAnnualSpending",
"retirementAnnualSpending",
"currentNetWorth"
],
"type": "object"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method",
"bodyType",
"body"
],
"type": "object"
}Output schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"properties": {
"input": {
"additionalProperties": false,
"properties": {
"body": {
"properties": {
"assetAllocations": {
"description": "Optional multi-asset breakdown, e.g. [{name:\"Stocks\",percent:0.9,returnRate:0.08},{name:\"Cash\",percent:0.1,returnRate:0.005}] for a 90% stocks / 10% cash portfolio. Percentages must sum to 1 (within 1%). When provided, the weighted-average return replaces investmentReturnRate.",
"items": {
"properties": {
"name": {
"description": "Label for this asset class (e.g. \"Stocks\", \"Bonds\", \"Cash\", \"Other\"). Required.",
"type": "string"
},
"percent": {
"description": "Fraction of the portfolio in this asset class (0-1).",
"type": "number"
},
"returnRate": {
"description": "Expected annual return for this asset class, as a fraction.",
"type": "number"
}
},
"required": [
"name",
"percent",
"returnRate"
],
"type": "object"
},
"type": "array"
},
"currentAge": {
"description": "Your current age in years (0-100).",
"type": "number"
},
"currentAnnualIncome": {
"description": "Current annual take-home income.",
"type": "number"
},
"currentAnnualSpending": {
"description": "Current annual spending.",
"type": "number"
},
"currentNetWorth": {
"description": "Current invested net worth.",
"type": "number"
},
"employerMatchPercent": {
"default": 0,
"description": "Employer retirement-account match, as a fraction of pretaxAnnualIncome (0-1). Default 0.",
"type": "number"
},
"incomeGrowthRate": {
"default": 0,
"description": "Expected annual (nominal) income growth rate, as a fraction. Default 0. Deflated by inflationRate before use, same as investmentReturnRate.",
"type": "number"
},
"inflationRate": {
"default": 0.03,
"description": "Expected annual inflation rate, as a fraction. Default 0.03.",
"type": "number"
},
"investmentReturnRate": {
"default": 0.07,
"description": "Expected annual investment return, as a fraction (e.g. 0.07). Default 0.07. Ignored if assetAllocations is provided.",
"type": "number"
},
"pretaxAnnualIncome": {
"description": "Pre-tax annual salary, used only to compute employerMatchPercent. Default: same as currentAnnualIncome.",
"type": "number"
},
"retirementAge": {
"default": 67,
"description": "Age at which you stop earning income and switch to drawing down retirementAnnualSpending each year (between currentAge and 100). Default 67.",
"type": "number"
},
"retirementAnnualSpending": {
"description": "Expected annual spending in retirement.",
"type": "number"
},
"swr": {
"default": 0.04,
"description": "Safe withdrawal rate, as a fraction. Default 0.04.",
"type": "number"
}
},
"required": [
"currentAge",
"currentAnnualIncome",
"currentAnnualSpending",
"retirementAnnualSpending",
"currentNetWorth"
],
"type": "object"
},
"bodyType": {
"enum": [
"json",
"form-data",
"text"
],
"type": "string"
},
"method": {
"enum": [
"POST"
],
"type": "string"
},
"type": {
"const": "http",
"type": "string"
}
},
"required": [
"type",
"method",
"bodyType",
"body"
],
"type": "object"
},
"output": {
"properties": {
"example": {
"type": "object"
},
"type": {
"type": "string"
}
},
"required": [
"type"
],
"type": "object"
}
},
"required": [
"input"
],
"type": "object"
}