Loan & mortgage calculator
Loan or mortgage with French amortization (fixed installment): monthly payment, total paid, total interest, approximate APR (TAE) including fees, and a yearly or monthly amortization schedule.
Offering
- Provider
- api.vextorium.com
- Method
- POST
- Offering type
- Api Endpoint
- Transport type
- http
- Category
- Financial Analysis
- Delivery
- Not provided
- Pricing model
- Not provided
- x402 version
- 2
Endpoint context
- URL
https://api.vextorium.com/v1/loan-calculator- MIME type
- application/json
- First seen
- 2026-10-16T01:51:10.599Z
- Last seen
- Tags
- loan, mortgage, amortization, APR, Finance
Payment pricing
x402 payment terms are the authoritative price for calling this endpoint.
- Payment option 1
- 0.004 USDC
Atomic price: 4000 · Network: eip155:8453 · Asset: USDC · Scheme: exact - Payment option 2
- 0.004 USDC
Atomic price: 4000 · Network: solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp · Asset: USDC · Scheme: exact - Payment option 3
- 3080 atomic units
Atomic price: 3080 · Network: xrpl:0 · Asset: XRP · Scheme: exact - Payment option 4
- 0.004 USDC
Atomic price: 4000 · Network: eip155:137 · Asset: USDC · Scheme: exact - Payment option 5
- 0.004 USDC
Atomic price: 4000 · Network: eip155:10 · Asset: USDC · Scheme: exact - Payment option 6
- 4000 atomic units
Atomic price: 4000 · Network: eip155:5042 · Asset: 0x3600000000000000000000000000000000000000 · Scheme: exact
Raw x402 terms
[
{
"scheme": "exact",
"network": "eip155:8453",
"asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
"amount": "4000",
"payTo": "0xb9f06D2734B7E9D7b21B64C4D8b95bd774b71aCf"
},
{
"scheme": "exact",
"network": "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
"asset": "EPjFWdd5AufqSSqeM2qN1xzybapC8G4wEGGkZwyTDt1v",
"amount": "4000",
"payTo": "HcjfmZLgWRZzwj4deEiS7pewc4KBYSw39mW5nTyt3pz2"
},
{
"scheme": "exact",
"network": "xrpl:0",
"asset": "XRP",
"amount": "3080",
"payTo": "rEac5rTEr7y81iEyrMTrHCRbnktSE2pNCp"
},
{
"scheme": "exact",
"network": "eip155:137",
"asset": "0x3c499c542cEF5E3811e1192ce70d8cC03d5c3359",
"amount": "4000",
"payTo": "0xb9f06D2734B7E9D7b21B64C4D8b95bd774b71aCf"
},
{
"scheme": "exact",
"network": "eip155:10",
"asset": "0x0b2C639c533813f4Aa9D7837CAf62653d097Ff85",
"amount": "4000",
"payTo": "0xb9f06D2734B7E9D7b21B64C4D8b95bd774b71aCf"
},
{
"scheme": "exact",
"network": "eip155:5042",
"asset": "0x3600000000000000000000000000000000000000",
"amount": "4000",
"payTo": "0xb9f06D2734B7E9D7b21B64C4D8b95bd774b71aCf"
}
]Observed health
- Status
- Healthy
- Latest latency
- 444 ms
- Average latency
- 470 ms
- HTTP status
- 200
- Last checked
- Reachability
- 100% over 10 checks
Latency is measured to the first response headers. A reachable result does not verify response accuracy or merchant identity.
Input schema
{
"type": "object",
"properties": {
"type": {
"type": "string",
"const": "http"
},
"method": {
"type": "string",
"enum": [
"POST"
]
},
"bodyType": {
"type": "string",
"enum": [
"json",
"form-data",
"text"
]
},
"body": {
"properties": {
"capital": {
"type": "number",
"description": "Amount borrowed"
},
"annual_interest_pct": {
"type": "number",
"description": "Nominal annual interest rate, %"
},
"term_months": {
"type": "integer",
"description": "Term in months (1-600)"
},
"fees": {
"type": "number",
"description": "Upfront fees, used for the APR (optional)"
},
"detail": {
"type": "string",
"description": "Schedule detail",
"enum": [
"annual",
"monthly",
"none"
]
}
},
"required": [
"capital",
"annual_interest_pct",
"term_months"
]
}
},
"required": [
"type",
"method",
"bodyType",
"body"
],
"additionalProperties": false
}Output schema
{
"type": "object",
"properties": {
"type": {
"type": "string"
},
"example": {
"type": [
"object",
"null"
],
"properties": {
"capital": {
"type": [
"number",
"null"
]
},
"nominal_interest_pct": {
"type": [
"number",
"null"
]
},
"term_months": {
"type": [
"number",
"null"
]
},
"monthly_share": {
"type": [
"number",
"null"
]
},
"total_paid": {
"type": [
"number",
"null"
]
},
"total_interest": {
"type": [
"number",
"null"
]
},
"fees": {
"type": [
"number",
"null"
]
},
"apr_approx_pct": {
"type": [
"number",
"null"
]
},
"table": {
"type": [
"array",
"null"
],
"items": {
"type": [
"null",
"object"
],
"properties": {
"until_month": {
"type": [
"null",
"number"
]
},
"paid_interest": {
"type": [
"null",
"number"
]
},
"repaid_capital": {
"type": [
"null",
"number"
]
},
"pending": {
"type": [
"null",
"number"
]
}
}
}
},
"note": {
"type": [
"string",
"null"
]
}
}
}
},
"required": [
"type"
]
}