Api Endpoint

Max LTV Risk Check

Maximum-safe LTV for collateralized agent loans. Computed from (cv + λ·j²)-derived variance over loan horizon + 6-mode regime cap. Lender-specifiable max_default_prob. Returns binding constraint (math vs regime_cap) so agents can see WHY the cap is what it is. Same calibrator as Agent-SOFR rate endpoint.

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Offering

Provider: regimeshift.xyz
Method: GET
Offering type: Api Endpoint
Transport type: http
Category: Financial Analysis
Delivery: Not provided
Pricing model: Not provided
x402 version: 2

Endpoint context

URL: https://regimeshift.xyz/api/v1/risk/max-ltv
MIME type: application/json
First seen: 2026-10-16T01:51:30.109Z
Last seen: 2026-11-02T02:39:46.224Z
Tags: None supplied

Website

Payment pricing

x402 payment terms are the authoritative price for calling this endpoint.

Payment option 1: 0.001 USDC
Atomic price: 1000 · Network: eip155:8453 · Asset: USDC · Scheme: exact

Raw x402 terms

[
  {
    "scheme": "exact",
    "network": "eip155:8453",
    "asset": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "amount": "1000",
    "payTo": "0x82B17D0bb4De9ae6c3491257B60E8245e70acd7B"
  }
]

Observed health

Status: Healthy
Latest latency: 263 ms
Average latency: 630 ms
HTTP status: 402
Last checked: 2026-11-02T02:39:46.219Z
Reachability: 100% over 14 checks

Latency is measured to the first response headers. A reachable result does not verify response accuracy or merchant identity.

Input schema

{
  "type": "object",
  "properties": {
    "type": {
      "type": "string",
      "const": "http"
    },
    "method": {
      "type": "string",
      "enum": [
        "GET",
        "HEAD",
        "DELETE"
      ]
    },
    "queryParams": {
      "type": "object",
      "properties": {
        "asset": {
          "type": "string",
          "enum": [
            "ETH",
            "BTC"
          ],
          "description": "Collateral asset"
        },
        "duration_sec": {
          "type": "integer",
          "minimum": 120,
          "maximum": 86400,
          "description": "Loan horizon in seconds"
        },
        "max_default_prob": {
          "type": "number",
          "minimum": 0,
          "maximum": 0.01,
          "description": "Lender's tolerated default probability"
        }
      },
      "required": [],
      "additionalProperties": false
    }
  },
  "required": [
    "type",
    "method"
  ],
  "additionalProperties": false
}

Output schema

{
  "type": "object",
  "properties": {
    "type": {
      "type": "string"
    },
    "example": {
      "type": "object",
      "properties": {
        "ok": {
          "type": "boolean"
        },
        "max_ltv": {
          "type": "number"
        },
        "math_max_ltv": {
          "type": "number"
        },
        "regime_cap_ltv": {
          "type": "number"
        },
        "binding_constraint": {
          "type": "string"
        },
        "regime": {
          "type": "string"
        },
        "sigma_T": {
          "type": "number"
        }
      },
      "required": [
        "ok",
        "max_ltv"
      ]
    }
  },
  "required": [
    "type"
  ]
}